Do you need an accountant for Making Tax Digital? The honest answer: it depends on three things — your income complexity, your digital confidence, and how much your time is worth. For a simple sole trader with a single income stream and straightforward expenses: DIY is achievable with the right software. For a landlord with multiple properties, a CIS subcontractor, or anyone with employees and significant assets: a professional almost certainly saves more than they cost. For everyone else: a hybrid approach — software for quarterly records, accountant for the Final Declaration — gives professional protection at roughly half the full-service cost.
Originally published at ThriveOnz360.com — the UK SME platform for honest tool reviews, compliance guides, and exclusive deals.
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